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Federal Trade Commission (FTC)
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm
Federal Trade Commission Credit Repair online sheet that alerts consumers about credit repair scams and provides information on how to repair your credit yourself.

Section Nolo Collection Agencies
http://www.nolo.com/legal-encyclopedia/collection-agencies/
If your credit problems are the result of global debt problems, turn to this site for more information on what to do if you can not pay their bills, how to obtain a free credit report Missoula how to deal with debt collectors and their options for you can dig a financial hole.

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